Save for a trip to Europe in 1 year
I went on my first trip to Europe with a Nokia 1110 in my pocket.
It’s a story I’m fond of repeating, especially when people tell me they wish they can afford to travel. To be honest, most of the people who say that to me actually can afford to travel. Most of you reading this can afford it — some of you not right away perhaps, but within the next few months or years — if you want it badly enough that you’re willing to make saving for it a priority.
In the case of my first European trip, I worked out a ridiculously intense savings system that left me practically penniless the day after pay day. No more eating out, no more coffee dates, no more new shoes…and definitely no fancy phones. It was tough forgoing those little things that were my reward to myself for working hard, but eventually that’s how, on the very week the fifth generation iPhone was released, I was in Paris with a humble 4-year-old Nokia 1110 in my pocket. (I held on to it for 2 more years too.)
This year, I’m going into extreme savings mode again. I’m hoping to be able to save enough to take my entire family on a nice trip next year. It will mean drastically cutting back on travel and other non-essentials this year, but I think it will be worth it.
Care to join me on my savings journey?
Below is the blueprint I’m using to save PHP 100,000 in one year. It’s a weekly savings plan — the amount to be saved each week is in the middle column, while the right-hand column will tell you how much savings you’ll have accumulated per week. There are 5 “cheat weeks” which you can move around where you like. The amounts to be saved descend in value each week. That means the first month will be bloody — in fact, I’m using two of my cheat weeks this January alone! — but come December the savings amounts will be much, much more manageable.
And since, as the photo that opened this post says, if we wait until we’re ready we’ll be waiting for the rest of our lives…
We start today.
Click here for a printable PDF version.
If the amounts here are just downright impossible for you at the moment, you can opt to cut the savings amounts in half to save PHP50,000 in 1 year, or even move the amounts back one decimal place to save PHP10,000 by the end of December. Make a realistic assessment of your finances, but prepare to push yourself and make some sacrifices. As they say, if your dreams don’t scare you — if they don’t make you ask yourself WTF you think you’re doing — they probably aren’t big enough. Dream big. I know I will.
Good luck to us! 🙂
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